Obamacare Follow-Up: Will Your Bank Account be Cleaned Out, a Lien Placed on Your Home and Your Drivers License Suspended if You Opt Out of Obamacare and Don’t Pay Penalty?

Obamacare Follow-Up: Will Your Bank Account be Cleaned Out, a Lien Placed on Your Home and Your Drivers License Suspended if You Opt Out of Obamacare and Don’t Pay Penalty?

There is a lot of chatter surrounding a story we posted yesterday, one that shows a man claiming he tried to sign up for Obamacare only to be fined and threatened when opting out. Will Sheehan is his name and he claims he registered on the site to see a rate plan, only to find out it was almost $600 a month with a $13,000 deductable. After opting out, Sheehan says he received an email with a $4K penalty notice and language that threatened his bank account, his drivers license and his home in the event of non-payment.

Here’s what he says.

“I actually made it through this morning at 8:00 A.M. I have a preexisting condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier 2 “Silver Plan” and my monthly premiums came out to $597.00 with $13,988 yearly deductible!!! There is NO POSSIBLE way that I can afford this so I “opt-out” and chose to continue along with no insurance.

I received an email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the “REPERCUSSIONS PORTION” for “non-payment” of yearly fine. First, your drivers license will be suspended until paid, and if you go 24 consecutive months with “Non-Payment” and you happen to be a home owner, you will have a federal tax lien placed on your home. You can agree to give your bank information so that they can easy “Automatically withdraw” your “penalties” weekly, bi-weekly or monthly! This by no means is “Free” or even “Affordable.”

Unfortunately, we’ve been unable to verify Will Sheehan’s story. As the initial source pointed out, either he is telling a lie or the government is using early threats to preemptively provoke people to pay the penalty.

Here’s what the law says about the matter.

Section 1501(g)(2) of the Affordable Care Act also states that the IRS cannot “file notice of lien with respect to any property of a taxpayer by reason of any failure to pay the penalty imposed by this section.”

Here’s the thing. The story doesn’t claim the man’s bank account was seized. It simply claims there was a threat of such activity. The law doesn’t prohibit the IRS from making the threat.

Additionally, the law doesn’t prohibit the suspension of a drivers license, so that part may very well be possible.

At the end of the day, though, one of the most revealing facts of the story is that by registering and going through the setup process just to get a rate quote, you are essentially informing the government that you are uninsured. This is an act that would instantly add you to the penalty list should you not be able to afford the quoted rates for Obamacare.

  • cia

    What’s ridiculous is that there are people gullible enough to believe this nonsense… Worse that someone would print it without verifying the facts. Then again some people delight in creating drama, credibility be damned. Let’s see how many people are intelligent enough to interpret the REAL facts? http://en.wikisource.org/wiki/Patient_Protection_and_Affordable_Care_Act/Title_I/Subtitle_F/Part_I and shame on you…

    • Stephen Zeigler

      you have no doubt signed up and got a great deal…..PLEASE tell us about it ……I’ll be waiting ….

    • Paulii

      What’s truly ridiculous is for some idiot to use wikisource.org as a source, assume others believed anything without facts to back up this belief, and for the liberals to delight in the drama that they created by being 100% unwilling to negotiate – when 72% of Americans agree that these two parties should COMPROMISE. Seems only Republicans are compromising, while Democrats demand total surrender. Jack booted thugs every last one of them, voting in lock step with their supreme leader.

  • Matt Elder

    Signing up on the site to look for a rate quote doesn’t automatically mean you don’t already have insurance. I tried (unsuccessfully) the other day to do that just to see if we could get a lower rate or better plan than what my wife gets through her employer.

    • kid721952

      most obamacare plans are $600 a month but the out of pocket deductible is $3000 or more

  • kim

    Since the first years penalty would be 95.00 or 1% of your income whichever is greater, Ol Willie Boy makes a Helluva lot of money at his job. So I doubt he is uninsured. Also….people please enough mis-information. Complete fail on fact checking …..

  • kid721952

    My message to you is DO NOT SIGN UP without people signing up obamacare will FAIL,without young people signing up and paying high premiums to subsidize the older and thousand$ in deductible out of pocket costs obamacare CANNOT WORK.obama has “DECLARED WAR ON THE YOUNG PEOPLE” and they don’t even know it because they choose not to pay attention and when they do it will be to late,DO NOT SIGN UP FOR OBAMACARE,not only are they going to pay for obamacare,the young will also have to pay back the 18 trillion$ debt in which Obama and the democrats are responsible for 8 trillion in 5 years and it will only go higher

  • kid721952

    My message to you is DO NOT SIGN UP without people signing up obamacare will FAIL,without young people signing up and paying high premiums to subsidize the older and thousand$ in deductible out of pocket costs obamacare CANNOT WORK.obama has “DECLARED WAR ON THE YOUNG PEOPLE” and they don’t even know it because they choose not to pay attention and when they do it will be to late,DO NOT SIGN UP FOR OBAMACARE,not only are they going to pay for obamacare,the young will also have to pay back the 18 trillion$ debt in which Obama and the democrats are responsible for 8 trillion in 5 years and it will only go higher

  • Darrell

    There is no question of the cost of obamacare.
    It cost you your FREEDOM.
    Your body and your health now belongs to the government.
    The same gov, that targets conservatives will now decide what health benefits they will allow and what they deny

  • JayTee

    Obeymecare is a total joke, and the unintended consequences will be enormous. The scary part is that (a) it was passed by people who didn’t even read it, (b) it was passed by people who exempted themselves and their friends from it, and (c) there are still enough “low-information” uninformed, naive people who really think it can be an improvement. Amazing.

  • jazz5579

    We should be able to get cost without providing any personal information. We have no idea what this cost.

  • jazz5579

    We should be able to get cost without providing any personal information. We have no idea what this cost.

  • Adam Broderick

    this is the biggest money grab of all times…funneling tax payers money to insurance companies….If these claims are true you can be sure of 2 things…an insane increase of the amout of people losing their minds and killing government officials..which I totally support if this is true..and an insane increase in the amount our gov’t will spend on security….obamacare is a joke..anyone that supports this should be publicly flogged

  • Adam Broderick

    you have to realize that if anything like this was even suggested 230 years ago…they’d have slaughtered the lot of them….again…I support that…our government should have fear of us..and at this point it most certainly does not..they believe themselves to be the ruling class and ALL their money comes from us…and let us not forget that every problem in this country is spawned by those 540 people….amendment 28…look it up…..I’m expecting a knock at my door any day..lol. Fuck them

  • Nara

    You people just revel in fear and dramatics, don’t you lol.